The Consequences of an Inaccurate Financial Statement for Your Business

11 August 2016
Categories: Finance & Money, Blog

A financial statement is a reflection of a business, so it should go without saying that the statement needs to be error free. However, a number of businesses have inaccurate statements. Inaccurate statements don't just offer a false account of an organization; they can also produce a number of costly consequences when it comes to valuation, profit margins, and tax liability. Valuation If the error with your financial statement is an inaccurate account of your sales, this can have a negative effect on the valuation of your business. Read More

Answering A Couple Of Questions About Bail

9 August 2016
Categories: Finance & Money, Blog

When a person is arrested for a crime, the legal system will usually allow them to post bail in order to leave jail until it is time for them to appear in court. Unfortunately, this is a part of the legal system that many people have a limited understanding about, and this can make it difficult to make informed decisions. Once the following couple of commonly asked questions about bail are answered, you will better understand the process. Read More

Four Tips For Getting The Most Value From Your Home Appraisal

5 August 2016
Categories: Finance & Money, Blog

A home appraisal is a crucial part of the refinancing of your home loan and usually runs you between $200 and $400. Should you come away with a higher assessment of your home, you will end up with many more loan options. If you end up with a lower assessment of your home, you could end up paying a higher rate along with private mortgage insurance costs. Even though an appraiser is in charge of deciding what your home is worth, you have a small part in that as well. Read More

Three Reasons You Should Require Two Signatures For Business Checks Rather Than One

29 July 2016
Categories: Finance & Money, Blog

When you have a commercial bank account for your business, you want to have a different set of checks and balances than you would for your personal checking account. A commercial bank account will also require proper paperwork, such as your articles of incorporation, your business certification from the secretary of your state, and personal information about the business and business owners. If you are going to be drawing checks for this account, you will have the option to ask for two signatures to be required, versus one. Read More

The Fastest Ways To Boost Your Credit Score

27 July 2016
Categories: Finance & Money, Blog

When you need a loan quickly, you may find this very difficult to achieve when hampered by a less-than-stellar credit score. When your credit falls into the poor or very poor range, this endeavor can become almost impossible. While you can work slowly to correct your credit score over time, if you need a much faster boost, there are a few approaches that rapidly yield results. Make All Payments On Time Read More

Keeping Your Financial Wits About You

About Me

Each and every day, most Americans with a computer are bombarded by a flood of new products advertised online. These advertisements can make it difficult to budget, especially when the deals look so enticing. I found myself in this situation a few months ago, and I realized that I had become a compulsive shopper. I was buying products that I didn't need and loving every minute of it--that is, until the bill came. This blog is completely dedicated to understanding finance and money and keeping your financial wits about you, even when you see something enticing at an online store.